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Features

allows end-users to perform in-app payments to other end-users for services and products offered through the application.

solves the problem of P2P payments between end-users, by not becoming a gate-keeper, but a path-finder between consumers for digital data, services and real-world commodities

  • Complete Wallet Management with MFA (Multi-factor approvals)

    For end-users with custodial and non-custodial cryptocurrency wallets without the need of additional approval from regulatory authorities

  • KYC onboarding

    A completed on-boarding with a full-KYC without ever needing to leave the application and jumping in different browsers.

  • Fiat/Cryptocurrency integration

    Allows loading cryptocurrency wallets from FIAT bank accounts and vice versa all within the application. Hassle-free and no copy pasting strange character addresses in even stranger browser apps.

  • Multi-user app

    One end-user or multiple end-users on a single device? We have you covered. Every user on the same end-device can work with the highest assurance that their data cannot be seen by anyone else except themselves.

  • Seamless identity integration

    We integrate directly with our existing identity providers, to avoid the confusion of re-registration and doing the onboarding for the users again.

  • Integrated invoice and receipt

    The users need not worry for being conform with the tax authorities. We generate the legally exact receipts and invoices for every user automatically.

  • Multi-platform compatible

    The solution is provided as an SDK (Software Development Kit) for major application platforms like Android, iOS and Web for developer-easy integration.

  • European Data Center

    All your data stays in EU and never leaves, replicated or sold to anyone. A fully (really!) GDPR compliant solution with no non-EU entities lurking in the shadows of privacy policy.

  • Cyber-secure

    A periodic vulnerability assessment and penetration testing ensures that the system is robust against attacks and leaks.

Use-cases

With ETOPay, you can do a lot more than the listed use-cases below. The use-cases just simply show the tip of the iceberg, how you can benefit from integrating ETOPay in your applications:

  1. Data-Marketplace for buying and selling sensor data, digital content or even NFTs.
  2. A simple cart checkout with multiple payment and currency options
  3. Artist remuneration directly in app for major events
  4. A DeFi dApp with a fully embedded wallet, without needing users to download and install shady plugins.
  5. Gaming exchanges for in-game artifacts and digital content with exclusive content mangement rights negotiated in real-time between end-users.
  6. Scam detection and regulated payments to health-care related products for the elderly